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Proving arson and consequential loss — Worth v HDI Global Specialty SE

In Worth v HDI Global Specialty SE, the appellant had operated a childcare business from her home prior to it being burned down 5 years ago. The appellant was an insured under Home Based Business Property Insurance policy (the Policy) but the respondent insurer had denied indemnity on the basis that the appellant had deliberately lit the fire.

The article can be downloaded here